Mgr. ANNA VEJMELKOVÁ, advokát

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ONLINE CONTRACT TEMPLATE – WHAT TO WATCH OUT FOR BEFORE YOU SIGN

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“It was just a template, I found it on a legal website!”

Petr used an online loan agreement template. It looked clear and professional. But when the borrower stopped paying, Petr discovered the template lacked an arbitration clause and had vague payment terms. The debt recovery dragged on – and Petr never saw most of his money again.

What to check when using contracts from the internet, why a good impression isn’t enough, the risks of free templates, and what to review before signing.

🧑‍⚖️ What to watch out for in a contract template:

  • Outdated content – templates may be 10+ years old and not reflect current law

  • Missing mandatory clauses – especially for rental, loan, or pledge agreements

  • Vague or contradictory language – open to misinterpretation by the other party

  • No protective provisions – such as warranties, penalties, or termination rules

  • Not suited to your situation – a template is not a one-size-fits-all solution


📋 What to check before signing:

  • Whether the contract matches your specific case, not just the general type

  • If it complies with current legislation

  • Who the contracting parties are – names, IDs, authority to act

  • How it deals with liability, breaches, termination, and dispute resolution

  • Whether the subject of the contract is clearly defined

  • Attachments – e.g. handover report, diagrams, payment schedule


📚 Real-life example:

A client used a car sale agreement missing the vehicle’s precise identification. In court, the buyer claimed it was for a different car. There was no way to prove otherwise. The burden of proof was on the seller – and he lost the case.


✅ Lawyer’s recommendation:

A template can be a good starting point – but not the final solution.

If you’re using a free online form, at least get it reviewed by a legal expert. It costs much less than solving problems later. Every contract should reflect your specific situation, not a generic idea of how it “should look.”

About to sign a template contract and unsure if it’s okay?
Send it to me for a quick review – I’ll flag the main risks and suggest improvements.

Contact a legal professional – I specialize in contract law.
Learn more here.

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