Loan Agreement
A loan agreement is often based on trust. Money is lent between family members, friends, or business partners without much formality.
That is usually where problems begin.
No clear repayment terms.
No written evidence.
No security if the borrower stops paying.
The situation changes quickly when:
- repayments stop,
- communication breaks down,
- or both parties remember the agreement differently.
At that point, the lender often realizes there is no proper protection in place.
👉 A private loan is not just a personal arrangement. It is a legal relationship that should be structured with the possibility of default in mind.
What I can do for you
1. Drafting a contract
full contract from scratch
clear rights and obligations
protection against non-performance and delays
2. Contract review (including AI-generated and free templates)
identification of legal risks
direct edits into the document
clear explanation of what could go wrong
👉 Yes, I review AI-generated contracts.
In most cases, they contain critical legal gaps.
3. Dispute resolution
Do you want to draft your own contract using AI?
You might be thinking about preparing your own contract – perhaps even with the help of artificial intelligence.
In some cases, that’s possible. But it’s essential to understand what to watch out for, how to structure your prompts correctly, and how to identify mistakes that AI commonly makes.
That’s why I’m preparing practical eBooks to guide you through the process step by step.
(The eBook page is currently in preparation – coming soon.)
Typical situations clients come to me with:
“The contractor didn’t complete the work – what now?”
“The client refuses to pay – do I have a claim?”
“Is this contract safe to sign?”
“Can I terminate the contract?”
“What if the work is defective?”
👉 Each of these situations has a legal solution – but only if the contract is set up properly.
How the cooperation works
You send a brief description of your situation
I propose a solution and a fixed fee
After approval, I start working
You receive the contract / revisions + explanation
✔ fully online
✔ no unnecessary meetings
✔ clear process and outcome
I work with contracts on a daily basis – not only drafting them, but also resolving disputes arising from them.
That means:
I know where contracts fail
I know what courts actually look at
I know what makes a contract enforceable in practice
I don’t sell templates.
I deliver solutions that work.
Pricing
I work with fixed fees agreed in advance.
The price depends on:
complexity of the contract
scope of work
your specific situation
👉 Send a short description and I will provide an exact quote.
Frequently asked questions:
How much does a loan agreement cost?
→ It depends on the amount and complexity, but I always provide a fixed fee in advance.
Can I use a free template or AI-generated contract?
→ In most cases, no. Loan agreements should clearly define repayment, interest, security and consequences of default.
Can a loan be interest-free?
→ Yes. Interest is optional, but it should be clearly addressed in the agreement.
How can the loan be secured?
→ There are several options, such as acknowledgements of debt, collateral or contractual penalties.
What if the borrower stops paying?
→ Enforcement depends heavily on how the agreement is drafted and documented.