Phishing: Fake Emails and SMS from Banks or Authorities – How to Protect Yourself
“I clicked the link because it looked just like my bank. Two minutes later, my account was empty.”
Jana received a text message that looked exactly like it came from her bank:
“Your login has been suspended for security reasons. Verify your account here.”
The link seemed legit—logo matched, language was perfect. She entered her details. Minutes later, she got a notification about a foreign payment.
She tried to contact her bank—but it was too late. Her account was wiped clean.
Phishing is a form of cyber fraud in which an attacker impersonates a bank, government office, or delivery service to trick you into giving up login details or card info.
This is done through fake emails, SMS, or websites that look real. If a criminal gains access and initiates a transaction, this is not your fault—it’s a crime: fraud or unauthorized system access.
A criminal complaint is worth it—but only if it’s precise, legally grounded, and well-documented.
📌 How does phishing work?
You receive an email or SMS from a “bank,” “postal service,” or “government agency”
It looks convincing: proper logos, language, urgent tone
You click a link → redirected to a fake login page → you enter credentials
The attacker gains access to your bank or payment account
They initiate unauthorized transactions, change settings, or steal personal data
⚖️ What crimes may apply?
Fraud (§ 209 Czech Criminal Code)
Unauthorized access to a computer system (§ 230)
Use of a payment instrument without consent (§ 241)
In international cases: money laundering, cybercrime, or organized crime
🧾 What evidence should you save?
The original email or SMS with metadata
Screenshot of the fake website or login page
Bank statement showing the unauthorized transaction
Records of communication with your bank (e.g. complaints, call logs)
❗ Common mistakes that get the case dismissed
Only reporting it to the bank without filing a police complaint
No documentation of the fake website (which often disappears quickly)
Weak complaint with no legal argumentation – police don’t know how to proceed
Vague or disorganized description, no timeline
⚠️ Phishing targets everyone
It’s not about being “naive”—it’s about urgency, trust, and social pressure
Victims include students, seniors, freelancers, lawyers, even IT pros
That’s why a strong, structured complaint can really make a difference—not just for you, but for others too
✅ What I can do for you
I will prepare a clear, thorough, and professional criminal complaint
I’ll evaluate whether any financial recovery is possible (e.g., bank refund process)
I’ll ensure the complaint includes technical and legal arguments, backed by evidence
🙋♀️ Call to action – CTA
🎯 Did you enter your login details on a fake site and lose money?
You can and should fight back.
📄 Flat fee: CZK 10,000 + VAT for preparing your criminal complaint
📩 Just tell me what happened—I’ll take care of the rest.
Contact a legal professional – I specialize in contract law.
Learn more here.
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- Naposledy aktualizováno: 30/06/2025
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Phishing: Fake Emails and SMS from Banks or Authorities – How to Protect Yourself
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